I’m right here at Durdans Hospital since Mum has to get a blood test. I’ve been thinking how I need to be frugal once again. I do save one way or the other but these few months I’ve been spending a bit too much on clothes, shoes, perfumes, spa treatments, dinner outs and presents for this one and that one. I don’t regret any of these since I needed new clothes since I lost weight. Plus I enjoyed all the experiences my purchases offered me.
But one cannot be blind to the future and I do feel it will be bleak. I keep hearing how the end of 2013 will herald in a new financial depression. As it is the cost of living is rather steep. This is not going to get better. I understand why people are annoyed with the ruling powers. There is so much that needs to be done. But having lived 30 odd years, I can say, you cannot trust any government, company, bank or person. It is up to you to create a better future for yourself.
The good times never last but neither do the bad times. We need to prepare for the latter. I’ve always been told to save and I have. I enjoyed frugality and still do. But it is easy to get influenced by people and their lifestyle and you try to emulate them too. Recently I wanted to purchase a BMW and I was shocked that I had such a desire. I can’t afford one. I looked at my expenditure per month for the last 6 months and I was somewhat dismayed, even though I could afford to spend.
I just read that the money you don’t spend will be there with you forever. The money you do spend is gone forever. I’ve lived it up and had my fun. It’s time to be Frugal Ro once again. I remind myself of how much I suffered to be where I am financially. I must respect that and start saving once again. It’s easy to lose focus but I know I mustn’t. It’s easy to get swayed by the fancy cars and fancy brands been forced into your consciousness. What I remind myself is that these people are rich beggars. The Merc is on lease, the clothes via credit card and there’s nothing in the bank. What a way to live.